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floridainsuranceinspections.com

888-266-1689


  • Home
  • SERVICES
  • Contact
  • About
  • Strap Retrofit & Roof

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services & fees

Experience assurance through our certified home inspections. We specialize in precise insurance evaluations and 4 point wind mitigation inspections, providing comprehensive property insights for your peace of mind. Your trusted partner in property assessments, Commercial and residential inspections. 30K+ inspections completed to date

Photography

100.00

exterior all 4 sides 

Full Windstorm inspection ( homes under 4000sq)

120.00

 

Also referred to as “Uniform Mitigation inspection.” The purpose of a windstorm inspection is to determine the appropriateness of a given structure’s construction in the event of strong winds such as those of a Hurricane.  One of the benefits of receiving a wind inspection is identifying the potential insurance savings available to you based on the current structure of your home.
 The OIR-1802 (windstorm inspection form) is valid for up to 5 years.

4 Point inspection

120.00

(Additional unit $25.00 each)

Insurance companies want to know that four vital systems in your home have been updated and/or maintained and in good working condition. 4pt Inspections include roof, electrical, plumbing and air conditioning. The inspection goal is to determine the approximate age of each system and condition. Customarily, 4pt inspections are required on homes over 30 years of age.  

Roof condition certification

100.00

 (Additional $50.00 with Windstorm and/or 4 Point Inspection)
Citizen insurance now requires Roof Condition Certification inspections or proof of roof replacement upon renewal for homes of certain ages.  All roofs must be in good condition with no damage or visible signs of leaks to be eligible for coverage with Citizens. In addition, specific age of roof requirements have been implemented.  

real estate new purchase inspection

300.00+

A comprehensive real estate inspection involves a thorough, non-invasive examination of various components and systems of a property. The inspector will look for defects, safety concerns, and potential maintenance issues. Key areas typically examined include:

  • Structural Components: 
  • Exterior: 
  • Roofing: 
  • Plumbing:
  • Electrical Systems
  • HVAC 
  • Attic and Insulation
  • Basement/Crawl Space
  • Safety Features

FLOOD ELEVATION CERTIFICATE

200

 is an official document that provides critical information about a building's elevation relative to the estimated flood levels in a specific area. It's a key tool in flood risk assessment, flood plain management, and determining flood insurance rates. ription about this item

MOLD INSPECTION

200+

The inspector will conduct a comprehensive walkthrough, looking for visible mold growth .  Using specialized tools like Infrared cameras , Air Quality Testing with Laboratory Analysis. 


Commercial inspections

Replacement cost valuations

350+

 "Replacement cost valuation" is a crucial concept in real estate, particularly in the context of property insurance. It refers to the estimated cost to rebuild or repair a property with new materials and construction techniques of like kind and quality at current prices, without any deduction for depreciation  

Uniform mitigation inspection

250+

 

Just like residential properties, commercial buildings can benefit significantly from these measures, primarily through:

  1. Reduced Insurance Premiums: Florida law mandates that insurance companies offer discounts for commercial properties that have implemented specific wind-resistive construction features.
  2. Enhanced Safety and Resilience: 
  3. Compliance with Building Codes: 

Roof condition certification

250+

 a formal document provided by a qualified professional (typically a licensed roofing contractor, professional engineer, or certified commercial property inspector) that attests to the current condition, estimated remaining useful life, and structural integrity of a commercial building's roof. 

Electrical inspection

250+

 An electrical inspection is a professional assessment of a property's wiring, electrical panel, outlets, switches, and other components to ensure safety, functionality, and compliance with electrical codes. 

10-40 or 50 year recertification

2000+

 What it is: A comprehensive safety inspection of a building's structural and electrical systems. It's not about bringing the entire building up to current code (unless the cost of repair exceeds a certain percentage of the system's assessed value), but rather certifying that the existing structure and electrical systems are safe for continued occupancy. 

Mold Inspections

300+

 The inspector will conduct a comprehensive walkthrough, looking for visible mold growth .  Using specialized tools like Infrared cameras , Air Quality Testing with Laboratory Analysis. 

OPENING PROTECTION ASSESMENT

250+

The primary purpose of an Opening Protection Assessment is to:

 

  • Assess Compliance with Building Codes
  • Evaluate for Insurance Discounts: 
  • Enhance Safety and Resilience
  • Aid in Mitigation Planning

Reserve Study

1500+


is a critical financial planning tool used by homeowners' associations (HOAs), condominium associations, and cooperatives to assess the condition of major common components of a property and determine how much money should be set aside in a reserve fund for their future repair, replacement, or restoration.

In Florida, especially after the tragic Surfside condominium collapse, reserve studies have become even more vital and are subject to stricter legal requirements, particularly for condominiums.

Flood Elevation Certificates

200+

Add a is an official document that provides critical information about a building's elevation relative to the estimated flood levels in a specific area. It's a key tool in flood risk assessment, flood plain management, and determining flood insurance rates.  description about this item

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